Life and Long Term Care Insurance

Life Insurance Overview

Protecting your family and your employees against worst-case scenarios is the best way to shape and secure your financial future. We are here to help find the perfect policy for you, your loved ones, and those that are most important in your business.

We will work with you to make sure you receive a plan that is the right fit now as well as adaptable for the future as your needs may change. Whether you need a tax-free retirement plan, business lifeindividual life, group life, or disability income, we’re here to help.

David A. Bradley is a qualifying member of the Million Dollar Round Table. David and Bradley Insurance Group have placed millions of dollars of life insurance benefits for their clients. “BIG” works with A++ companies such as The Hartford, Ohio National, and Lincoln Financial Group.

Benefits & Options


Tax-Free Retirement Plans


Business Life Insurance


Individual Life Insurance


Group Life Insurance


Disability Income


Buy/Sell Life Insurance

Long-Term Care Overview

If illness were to strike, make sure you and your loved ones are protected. Now that we are living longer than at any other time in history, our long-term care insurance needs have changed.  Long-term care insurance provides a stated amount of cash for a specified period of time when a person becomes chronically ill. This will help pay for assisted living, home healthcare, and nursing home care.

Benefits & Options


Activities of Daily Living


Care in your Home


Care in a Nursing Home


Care in an Assisted Living Facility


Care in an Adult Day Care Center

How It Works

Protecting your loved ones, employees, and key person in your life is important. Here is how to start thinking about life insurance.


Identify Your Goals & Needs

Step one is to determine how much life insurance you actually need, discover your options, and discuss what policy type is best for you, your situation, and your goals.


Learn Your Options

After evaluating your unique situation, we can dive deep into your options and how each life insurance policy works. These options and recommendations are made by our insurance professionals so you will be sure to get the life insurance you need!


Understand and Benefit

The final step is to ensure you understand your policy to its fullest and get you applied and covered! Our goal is to not only get you and your loved ones protected but to ensure you understand your policy. That is why BIG is here for you every step of the way.

Life & LTC Insurance Options

Tax-free Retirement Plans icon

Tax-Free Retirement Plans

A policy can be an avenue to help grow your retirement fund tax-free.

Business Life Insurance Icon

Business Life

Protects those that are a vital part of your business’s continuation.

Life Insurance Icon

Individual Life

Cover you and your family in the case of a death.

Group Life Insurance Icon

Group Life

Policies that businesses can offer to their employees.

Disability Income Insurance Icon

Disability Income

Replaces about 60% of your gross income if you become sick or injured.

Buy/Sell Insurance Icon

Buy/Sell Life

Offers a way to buy out a partner upon their unexpected passing.

Long Term Care Icon

Long-Term Care

Protects your loved ones when care is needed for a long period of time.

Frequently asked questions

What is life insurance?

Life insurance is a policy that can be put in place to ensure coverage for your beneficiary when you’re gone. You will make reoccurring payments (your premium) and if you were to pass away, your beneficiary would receive the set amount of money from the policy.

Do I need life insurance?

Most likely, the answer is yes. If you have someone that is depending on your financial support, you most likely need to have a life insurance policy in place.

What type of life insurance is best?

There is a multitude of different types of life insurance policies. In general, there are two broad categories, term life insurance, and permanent life insurance. Term life insurance provides a death benefit for a set period of time. Permanent life insurance provides a death benefit for long-term or permanent coverage. 

The policy you may need is unique to you and your situation. Contact us to find out what policy is best for you. 

How much life insurance coverage do I need?

The coverage you need is completely dependent on your situation. It mostly depends on who depends on you financially and how much debt, bills, or income would be needed to ensure that person is taken care of if you are no longer here.

We are always happy to discuss your needs and walk you through how to determine how much coverage is needed for you. Contact us today!