Commercial/Business Insurance

Three construction workers talking looking at plans

Business Insurance Options

Commercial Auto Icon

Commercial Auto

Commercial Auto Insurance to protect your business fleet.

Commercial Property Icon

Commerical Property

Coverage for your business’s inventory, equipment, or buildings.

Commercial Umbrella Icon

Commercial Umbrella

Umbrella policies provide that extra layer of protection for your business.

Errors & Omissions Icon

Errors & Omissions (E&O)

Provides protection for your professional services.

General Liability Icon

General Liability

Encompasses a broad range of liabilities that your business incurs.

Inland Marine Icon

Inland Marine

Helps cover items while they are in transportation.

Buy/Sell Insurance Icon

Buy/Sell Life

A contract funded by a life insurance policy to minimize turmoil.

Key Man Insurance Icon

Key Man Life

Life insurance policy on a person considered critical to the business.

Professional Liability Icon

Professional Liability

Provides protection for your professional services.

Risk Management Icon

Risk Management

Involves taking steps to minimize the likelihood of things going wrong.

Workers Compensation Icon

Workers Compensation

Covers you and your employees after a workplace injury.

Frequently asked questions

What is business insurance?

Business insurance is designed to protect your business from financial loss. Each company and commercial operation have a unique situation, needs, and sets of risks which means each business insurance policy must be tailored to your company’s needs.

What does business insurance cover?

Business insurance covers a multitude of things. Each insurance policy protects certain parts of your business. Below are a few details on specific policies, but feel free to contact us if you have any specific questions.

  • General Liability Insurance: Covers third-party liability claims for bodily injury and property damage.
  • Property Insurance: Covers loss and damage to your commercial business property due to fires, storms, and other causes.
  • Commercial Auto Insurance: Covers commercial vehicles and drivers for collision, liability, property damage, personal injury, and comprehensive coverage (also known as “other than collision”).
Why do I need insurance for my business?

Having a business takes on a lot of risks and protecting those assets you have purchased for your company is important. There are some insurance policies that are required by law for certain businesses with certain conditions. Commercial business insurance policies can help you recover when things go wrong.

How do I get business insurance?

There are many ways to purchase or acquire business insurance. You can shop online or call an insurance company. Policies and premiums can vary greatly depending on where you are shopping or what company you are talking to.

Therefore, your best course of action is to talk with an independent insurance agent, like ourselves, who can ensure you are getting the correct coverage for your business.

What is an independent insurance agent/agency? Independent agents/agencies have access to numerous insurance companies, which means they can customize your insurance policy and meet all of your business insurance needs out of one office.

Here at Bradley Insurance Group we specialize in commercial insurance and can design a policy specifically for you and your business.

How do I file a claim?

If your business needs to report a loss, be sure to do so right away. Give us a call and we can direct and assist you through the entire process. 

Companies We Represent

AmTrust North America Logo
Auto-Owners Logo
BTIS Logo
CNA Logo
CWS Logo
Hull & Company Logo
Liberty Mutual Logo
Midwest Family Mutual Logo
Nationwide Insurance Logo
Philadelphia Insurance Logo
Progressive Logo
RT Specialty Logo
Safeco logo
The Hartford Logo