Individual Life Insurance

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Individual life insurance comes in three main types: term, universal, and whole life insurance.

  • Term life insurance is often a very reasonable option and offers protection for a designated period of time. 
  • Universal life insurance is a type of permanent life insurance that offers flexibility in how much you pay in your premiums and how often you pay them. Universal life insurance doubles as both a form of insurance and investment. 
  • Whole life insurance, as the name implies, is in effect for your entire lifespan as long as premiums continue to be paid. This type of policy also offers cash value.

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