A massive loss due to a lawsuit or other unforeseen circumstances can happen to any business. Commercial Umbrella insurance policies provide that extra layer of protection that steps in when your regular insurance policy simply isn’t enough. Commercial umbrella insurance goes over several policies, leaving you well rounded and completely taken care of. Coverage may include workers’ compensation, general liability, and commercial auto. In the event of a catastrophic loss, this policy will protect your business when you need it the most.