Risk Management

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Risk management Insurance is about limiting your financial exposure but is also a broad topic. It involves taking steps to minimize the likelihood of things going wrong, a concept known as “loss control”. It also involves the purchasing of insurance to reduce the financial impact of adverse events on a company when, despite your best efforts, bad things happen.

Our Specialists

Lonnie Garcia joined our agency as a Workers’ Compensation and Risk Management specialist after working 30+ years for Pinnacol Assurance. His experience in risk management and safety is an invaluable resource for our clients. Lonnie will:

  • Review claims for trends or hazards and works with carriers to address trends from a loss control standpoint
  • Implement/review safety program
  • Manage the use of deductibles for clients
  • Schedule quarterly meetings with clients, Bradley Insurance Group representatives, and the carrier
  • Manage experience modification factor
  • Facilitate Cost Containment Certification
  • Assists with claims management

Financial Uncertainties


Legal Liabilities


Technology Issues


Static Management Errors




Natural Disasters

and more. . .

More Insurance Options

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Business Insurance

Commercial insurance to keep your business protected.

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Personal Insurance

We can help protect you, your family, and your property.

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Life Insurance

Prepare to help ensure your family is taken care of financially.