Risk Management

Overview

Risk management Insurance is about limiting your financial exposure but is also a broad topic. It involves taking steps to minimize the likelihood of things going wrong, a concept known as “loss control”. It also involves the purchasing of insurance to reduce the financial impact of adverse events on a company when, despite your best efforts, bad things happen.

Our Specialists

Lonnie Garcia joined our agency as a Workers’ Compensation and Risk Management specialist after working 30+ years for Pinnacol Assurance. His experience in risk management and safety is an invaluable resource for our clients. Lonnie will:

• Review claims for trends or hazards and works with carriers to address trends from a loss control standpoint
• Implement/review safety program
• Manage the use of deductibles for clients
• Schedule quarterly meetings with clients, Bradley Insurance Group representatives, and the carrier
• Manage experience modification factor
• Facilitate Cost Containment Certification
• Assists with claims management