Long Term Care

Insurance Coverage When Chronically Ill

Now that we are living longer than at any other time in history, our long term care insurance needs have changed.  Long term care insurance provides a stated amount of cash for a specified period of time when a person becomes chronically ill. This will pay for assisted living, home healthcare, and nursing home care.

Our team at Bradley Insurance can help you determine long term care coverage that is best for you and your family including if a life insurance and chronic illness (long term care lookalike) hybrid policy are best.

The life insurance and chronic illness (long term care lookalike) hybrid policy is one of the finest products we have seen in the history of Bradley Insurance Group. Along with guarantees of no premium rate increases and that the death benefit won't be reduced, it will pay the insured each month in the event of cognitive impairment or chronic illness. Plus, this policy offers the insured an opportunity to surrender the policy at the 20th or 25th policy anniversary to get 100% of their premiums back.

To learn more about the long term care insurance options we have availability at Bradley Insurance Group or to discuss the life insurance and chronic illness (long term care lookalike) hybrid policy, give us a call at 303 480-5005 or contact us online.