PROTECTING YOUR BUSINESS
Bradley Insurance Group is “BIG” in commercial insurance and welcomes the opportunity to assist you with your business insurance. We specialize in cost containment, risk management and loss control. Let us help you put together your insurance plan tailor-made to your business.
- Workers’ Compensation
- General Liability
- Commercial Property
- Professional Liability
- Inland Marine
- Commercial Auto
- Commercial Umbrella
- Key Man Life Insurance
LIMIT YOUR FINANCIAL EXPOSURE
Risk management is a broad topic. It involves taking steps to minimize the likelihood of things going wrong, a concept known as loss control. It also involves the purchasing of insurance to reduce the financial impact of adverse events on a company when, despite your best efforts, bad things happen.
Lonnie Garcia joined our agency as a Workers’ Compensation and Risk Management specialist after working 30+ years for Pinnacol Assurance. His experience in risk management and safety are an invaluable resource for our clients. Lonnie will:
- Review claims for trends or hazards. Work with carriers to address trends from a loss control standpoint.
- Implement/review safety program.
- Manage use of deductibles for client.
- Schedule quarterly meetings with clients, Bradley Insurance Group and carrier.
- Manage experience modification factor.
- Facilitate Cost Containment Certification.
General Liability Insurance, or Commercial General Liability, protects you for property damage or body injury the occurs as a result of your work.
Workers Compensation Insurance
PROTECTING YOUR COMPANY AND YOUR EMPLOYEES
At Bradley Insurance Group we understand the risks and challenges a company faces. Our Risk Manager/Safety Consultant, Lonnie Garcia, can help. Lonnie is a former Safety Consultant of Pinnacol Assurance. Bradley Insurance Group will go the distance to provide our customers with cost efficient workers compensation insurance plans including “Safety Group Plans” and Risk Management. We will also work with you to achieve cost containment.
Colorado Safety Association
Bradley Insurance Group is proud to serve as one of the exclusive agents for the Colorado Safety Association Safety Group Plan.
The CSA Safety Group Plan benefits:
- Eligible for a 4% member discount.
- Eligible for two streams of dividends. *
- This is in addition to any general dividend Pinnacol may pay.
- 5% Cost Containment Certification discount.
- Safety Consultant/Risk Manager on staff.
*Dividends are not guaranteed
Errors & Omissions
Errors and omissions insurance, also known as E&O insurance and professional liability insurance, helps protect you from lawsuits claiming you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very costly for your business to pay on its own.
Inland Marine Insurance
Inland Marine Insurance covers a wider variety of specialized property. This includes tools, equipment, job materials, and goods and materials in transit.
Commercial Auto Insurance
Vehicles, either owned or non-owned, should be covered by a commercial auto policy.
Commercial Umbrella Insurance
This is an extra layer of protection that goes over several polices, including Workers Compensation, General Liability, and Commercial Auto. In the event of a catastrophic loss, this policy will protect your business when you need it the most.
Key Man Life Insurance
Insurance protects your property, employees, vehicles, tools, and equipment. Let us talk about insuring your most valuable asset…….YOU!
“Michael took a lot of time with me helping understand both his policy and others. I really felt like I understood the quotes I had received. I truly feel like I have the best most comprehensive coverage that most adequately fits my needs and business model. If you’re shopping for insurance Bradley Insurance Inc. needs to be on your list!”